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Inspiring Families, Transforming Communities
Our Mission
Transform communities through economic, social, and educational empowerment in collaboration with community and faith-based organizations.
Centro de Apoyo Familiar (CAF) was founded in 2006 in Lawrence, Massachusetts, to provide distressed homeowners with housing counseling services. In 2009, CAF expanded its services to Prince George’s County in the state of Maryland; in 2017 expanded to the state of Virginia, in 2020 to Washington DC and in 2024 to Puerto Rico.
We serve
the community
We serve
the community
Town of North Andover Down Payment Assistance Program
Learn About Departments & Programs
Programs for Faith-Based Organizations
Healthy Families Programs
Workforce Development Programs
Housing and Consumer Programs
Healthy Families Programs
Programs for Faith-Based Organizations
Programs for Faith-Based Organizations
Workforce Development Programs
For more information
Testimonials
Cassandra Zell
"SPARC is allowing me the opportunity to purchase my first home; something I thought wouldn't be possible until interest rates dropped to fit my budget. It's an incredible, underrecognized program that's truly changing lives across Virginia. By offering below-market interest rates through participating lenders, SPARC expands access to affordable housing and strengthens our communities. It's not just assistance, it's a pathway to homeownership and stability".
C. A. L.
"Thank you for helping me, many blessings to this beautiful program. We are very grateful and to their beautiful representatives that they have".
B. I. R.
"Help with a fraud, I had a situation with a man who pretended to be a lawyer who did not call me or send me messages. I lost $1,000 for trusting that person. It is very good that there is someone who helps you and gives you the support you need".
B. T.
"Very much appreciate your time, your efforts, and you persistence to support hard working people with issues like mine".
Mrs. Y. D.
"The class was very helpful, very informational. I highly recommend taking this class. It was worth the time. I am very happy and glad that I had the opportunity to be a part of it! “ said Yumairy Duran. Yumairy Duran attended our Home Buying Class where she received the orientation, certification and help of our team and just bought her home".
Mrs. Y. D.
"Who has worked for CAF for over five years, and bought her first home. Ms. Diaz built up her credit and worked very hard until achieving the American dream of home ownership".
Mrs. J. C.
"Mrs. Castillo, who needed help and credit counseling to buy her house received orientation and guidance from our staff during all the process. She was able to repair her credit, take her first-time homebuyers’ certificate and finally, very excited buy her house".
Mrs. Yosnainy
"Thank you very much for this class, which was of great importance for those of us who want to buy for the first time, and thank you to all those who collaborated as it was extremely valuable".
Mr. Rufino
"Thank you very much for your great help through this process".
Mrs. Beridiana
"Excellent, all the necessary information for the step we want to take. Thank you very much".
Mr. R.M.
"Great class".
Mrs. C.M.P.
"Thank you for such a great presentation. May we all have a great home purchase!".
Events
Find out about our upcoming events
Our Members
CAF’s Mission is to transform communities through economic, social and educational empowerment, in collaboration with community and faith- based organizations. We created CAF’s Connectors Network; a network of participating faith-based organizations that work in collaboration with CAF to transform communities. CAF’s Connectors Network (CCN) is made up of community organizations, ministries and churches that work in collaboration with CAF’s programmatic model.
Thank you for your donation
Together we can achieve more
Our Funders
Town of North Andover Down Payment Assistance Program
The North Andover Affordable Housing Trust (AHT) offers Down Payment Assistance to eligible homebuyers purchasing a single family home or condominium in the Town of North Andover as their primary residence.
The program is administered by Centro de Apoyo Familiar (CAF). Applications should be emailed to: gozoria@mycaf.org. Applications will be reviewed on a first come, first served basis.
Funding is limited and applications will be accepted until all available program funds have been awarded.